Hi readers! (I have readers – it’s VERY exciting)
Back to work Monday blues? Look to Noel Coward, who advocated that “if you must have motivation, think of your pay cheque on Friday”.
I had a busy weekend in my new status as “recovering shopaholic”. It was interesting how many people got in contact to let me know that they were in a similar situation to me, living beyond their means, and dipping into credit or savings by the end of the month. I suppose it shouldn’t have been such a surprise.
Last Tuesday, the Independent reported that women have an average £22,418 of debt. 11% reported keeping their debt levels hidden from their partner. I find it upsetting that so many people (and women, especially) are secretly in debt, and running a monthly deficit. It also makes me question whether the stigma over debt is as bad as ever.
In years gone by you lived within your means, and society looked down on those in debt. Now, everyone’s encouraged to take on credit cards and payday loans, in order to buy a new sofa, iPad, or shiny Mini. Yet people are pretending that they can afford all this, while hiding the credit card bill. It’s a sham, to show to the world that they are successful, that anything you can buy, they can buy better.
Just take heart that if you’re struggling to make ends meet, many others are in the same boat. If I’ve learnt one thing from writing this blog, it’s that getting deeper into debt to keep up the façade is just plain silly. True friends will support you, not judge you.
Right, I got a bit soppy there, so let’s get back to the practicalities, shall we?
When it neared lunchtime on Sunday, I idly considered wandering over to Caffè Nero to pick up an overpriced sandwich. As Savvy-Saver-In-Training, though, I stopped myself. Instead, I opened my kitchen cupboard and found a Narnia of hidden foodstuffs. This included two hot cross buns with a February 2012 use-by date. Oh dear.
Digging a little deeper, I found a whole load of tins (use-by date late 2014). I even got a couple of my 5-a-day in the form of a can of ratatouille. Chucking the veg, some couscous and a tin of mackerel into a saucepan made a super-yummy meal. Much more delicious, in fact, than a mass-produced, bland Nero panini. Carbohydrate, protein, vitamins and minerals; a cheap, nutritionally balanced and delicious lunch. Win!